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    <description>Research-backed water damage restoration content: cost data, IICRC standards, insurance guidance, mold prevention, and industry statistics.</description>
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      <title>Canadian Home Insurance Carrier Guides — Water Damage Coverage</title>
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      <description>Independent consumer guides to water damage coverage approaches at the top 9 Canadian home insurance carriers (Intact, Aviva, The Co-operators, TD Insurance, Wawanesa, Allstate Canada, Definity/Sonnet, RSA, Desjardins). Sourced from carrier public websites and provincial regulator filings. Not affiliated with any carrier.</description>
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      <title>Water Category Identifier — IICRC S500 Tool</title>
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      <description>Identify the IICRC S500 water category (Clean / Grey / Black) of your water damage situation. Determines remediation approach and likely insurance treatment.</description>
      <pubDate>Thu, 30 Apr 2026 12:00:00 GMT</pubDate>
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      <title>Structural Drying Time Estimator — IICRC S500 + Health Canada</title>
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      <description>Estimate structural drying timeline based on materials affected, water class, and access to dehumidification. Sourced from IICRC S500 and Health Canada mould-prevention guidance.</description>
      <pubDate>Thu, 30 Apr 2026 12:00:00 GMT</pubDate>
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      <description>Step-by-step actions for Canadian homeowners in the first 24 hours after water damage: stop the damage, prevent mould growth (24-48 hour window per IICRC S520 + Health Canada), document for insurance, contact a Canadian licensed restoration contractor.</description>
      <pubDate>Wed, 15 Apr 2026 12:00:00 GMT</pubDate>
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